Topic 10: How to Boost My "GDP"

As a student I think besides schoolwork and school materials, I can also increase learning by utilize my technologies such as computer, media player, and cellphone.  I can also increase my productivity by learning in school, which is required in the United States. Sometimes, I think the media can also help to increase my productivity because they often tells us something that we do not normally know about, such as the traveling channels, discovery channel, national geographic channel, and news channels. For every second we live on Earth I will always be learning and getting new information from the outside world. Most of the materials I learned and experienced so far are from teachers and family members. Anything else seemed to me as entertainments. On other time such as bed time I can also increase my productivity by listening to my iPod because I have all the language learning podcasts and audiobooks on my iPod that way I can get it when every I want. Parents who let their children attend such expansive private school such as Pacific American School are putting their investments (children) at risk. After the children graduated from the school, their contributions back to their parents are minimal, who was not expected from parents’ point of view. I do not think the cost, which is invested in to the education, will equal to the profit and result. 

Topic 9: Financial Markets

I might want to invest in pension accounts.  In terms of investing in financial business, the more time and money one has will be better.  The downside of pension accounts is to gain less money every time I get my salary. I do not think that there is any risk involved in pension account. The more money I save in to my pension account, the more I will get back when I retire from a job. The early I get involved into my pension account, the more I can gain back when I retire.
The first is to earn dividend payments, which are a share of the corporation’s profits that are paid back to the corporation’s stockholders. The second reason is to earn capital gains by selling the stock at a price greater than the purchase price. In my current life stage, I probably do not have enough money to buy a stock and I also cannot take the risk of losing the money. Bonds that are backed by the U.S. government are also considered to be almost risk-free because it is highly unlikely that the government would not pay back its loans. Almost all other investments carry some risk.
 I find it to be very attractive because I do not have to risk anything in order to make my investment. I think sometimes it is better to save all the money, and use it later when I retire so that I do not have to worry about my expanse and income.  The earlier I can start to gain money in the pension account the better. Rather than choosing other types of investment like CDs and mutual funds, which I have to take the risk of losing my money, I can just save all the money and use it later in my life. This not only will benefit myself, I also can use the money from pension account to educate my children and grandchildren.

Topic 8: Money

Money means something that I can exchange with what I want legally. In fact, money is anything that people will accept as payment for goods and services. Whatever it is that people choose to use as money, it should perform three important functions. It can be exchanged through goods and services. Money also serves as a standard of value, the yardstick of economic worth in the exchange process. It allows people to measure the relative costs of goods and services. Money acts as a store of value, that is, something that holds its value overtime. People, therefore, do not need to spend all their money at once or in one place; they can put it aside for later use. They know that it will be accepted wherever and whenever it is presented to purchase goods and services.  I always get my money from my dad and my mom, and during the Chinese New year I get money from the closer relatives and my parents. The total amount is about $3000 NTD, I think money is really important to my life, because without them I cannot do anything. (ex. I need money to go to school, and to buy food to eat order to survive) I think I need more that I have now, because by the time I need to go to college I will need much more money then now. But when it all comes to money I have to be intellect and sensible of what I do for to get it.